A mortgage broking business with personalised services
Comprehensive finance solutions tailored to your needs.
Our Clients' Testimonial
At Personalised Finance, we’re proud to have helped everyday Aussies take their first steps into home ownership and grow their property portfolios. But don’t just take our word for it, hear directly from our clients.
From first home buyers to seasoned investors, many of our clients return for their next purchase and refer friends and family. Their kind words and ongoing trust are the biggest compliments we could receive.
Here’s what some of them had to say about their experience working with us.
About Hendy – Your Trusted Mortgage Broker
Hi, I’m Hendy, founder of Personalised Finance. I’m an experienced mortgage and finance broker based in Sydney, proudly helping clients across Australia take the leap into home ownership and grow their property portfolios.
With a background as a professional property investor, I understand the ins and outs of the Australian property market—not just from behind a desk, but from real-life experience. I know what it takes to buy your first home, structure your finances smartly, and build long-term wealth through property.
I specialise in helping:
First Home Buyers purchase with as little as a 5% deposit
Property Investors grow and structure their portfolios strategically
Self-employed clients and complex income earners secure loan approvals
At Personalised Finance, I take a practical, results-focused approach. I’ll cut through the jargon, explain things in plain English, and guide you every step of the way—from planning to pre-approval to settlement.
My mission is simple: To help everyday Aussies achieve financial well-being through home ownership and smart lending decisions.
📞 Let’s chat about how I can help you take the next step—whether it’s buying your first home or your next investment.
We provide bespoke services to your finance needs
Personalised Finance is an experienced and professional mortgage broking firm that specialises in helping first home buyers, investors, and upgraders to your home loan requirements. Our experienced mortgage broker is dedicated to helping you reach your financial goals.
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We strive to make your mortgage process easier so you can focus on what matters most to you.
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We provide tailored solutions to your home lending that is unique for each person.
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We use the latest technology and mortgage broking software to ensure hassle free process for you.
Services we provide
Providing a range of mortgage broking services, including residential home loans, commercial property loans, asset finance, and personal loans.
First Home Buyer Services
Comprehensive broking services to help clients to purchase their first home. We provide personalised solutions on first home buyers scheme for each State and Territory in Australia. We provide loan solutions that fit your needs and budgets.
Property Investors
Provides tailored loan solutions to all property investors, either first time investor or experienced investors, we have all your mortgage needs covered here. With range of lender panels we have, we can provide you with various solutions to your borrowing requirements. If you want us to review your borrowing capacity and how to move forward with your portfolio, speak to us today.
Property Upgraders or Downsizers
When it is time for you to upgrade your home to bigger house or downsize your current home, we will provide solutions for you from bridging loans, loan refinance, and portable loans. Speak to our mortgage broker today.
Buying Property via SMSF
Personalised Finance has specialised lender panels that can provide lending for your property investment via SMSF. Talk to us to find out about your SMSF lending today.
And much more!
We can also provide asset finance for your vehicles purchase, construction loan, debt consolidation (including ATO debt) and personal loans for your financial needs. Speak to us today to find out how we can help you.
Frequently Asked Questions
Providing answers to frequently asked questions related to your home loans requirements
Mortgage broker can provide you with range of different lenders that may suit your lending requirements. We do not provide "one size fits all" approach because we believe each person needs is unique.
Personalised Finance provides you with a range of lender panels that can offer lending for your residential property, commercial property, smsf lending, bridging loan, asset finance and personal loans.
We store information in different ways, including in paper and electronic form. The security of your personal information is important to us and we take reasonable steps to protect it from misuse, interference and loss, and from unauthorised access, modification or disclosure. We have security measures for access to our systems, and strict document storage privacy policies.
You can reach our mortgage broker by clicking book an appointment button on the left hand side of this website.
If you have difficulties in booking an appointment with him, please feel free to send a text to his mobile, 0433 434 583. We are looking forward to speaking with you.
Contact Us
Australian Credit License
Personalised Finance Pty Ltd is credit representative of National Lending Group ACL: 412778/ Credit Reseprentative Number: 568077
AFCA Membership Number: 113693
Privacy Policy
This Privacy Policy is relevant to Personalised Finance Pty Ltd (ABN: 64 685 142 689 & Credit Representative Number: 568077). We understand how important it is to protect your personal information. This document sets out our privacy policy commitment in respect of personal information that you may provide to us. Our Privacy Policy ensures your right to privacy as we recognise that any personal information we may collect about you will only be used for the purposes indicated in our policy. It is important to us that you are confident that any personal information we collect from you or is received by us, will be treated with appropriate respect ensuring protection of your personal information.
By providing personal information to us, you consent to the collection, use and disclosure of your information in accordance with this Policy and any other arrangements that apply between us.
This Policy also includes our credit reporting policy, that is, it covers additional information on how we manage your personal information collected in connection with a credit application, or a credit facility. We refer to this credit-related information below as credit information. Personalised Finance Pty Ltd is committed to complying with the Privacy Act 1988 (Cth), the Australian Privacy Principles and any other relevant laws when handling your personal information. A copy of the Australian Privacy Principles may be obtained from the website of The Office of the Australian Information Commissioner at www.aoic.gov.au.
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